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UNEMPLOYMENT · MO

How to file for unemployment in Missouri

The fastest way to file for unemployment in Missouri is online through Missouri Division of Employment Security (DES) at uinteract.labor.mo.gov. Missouri pays up to $320 per week, has one unpaid waiting week before benefits begin, and regular state benefits run up to 20 weeks, set by the state jobless rate. File the week your job ends, since claims generally do not backdate, and choose "laid off / no fault" as your reason.

HOW MUCH YOU CAN GET

Up to $320 / week
4% of the average of your two highest-earning quarters, up to the cap.
Effective July 2026. Your exact amount comes from your wage history; Missouri Division of Employment Security (DES) calculates it when you file.
OFFICIAL STATE PORTAL
Missouri Division of Employment Security (DES)
File your claim in Missouri
Official site: uinteract.labor.mo.gov
Just laid off? Unemployment is one of five clocks
Severance review, COBRA, health coverage, and the rest: every first-week deadline in one place. Free, no account needed.

Missouri unemployment at a glance

Agency
Missouri Division of Employment Security (DES)
Official portal
uinteract.labor.mo.gov
Ways to file
Online · Phone
Max weekly benefit
$320/week
Waiting week
One unpaid waiting week
Max benefit weeks
Up to 20 weeks, set by the state jobless rate
Missouri files claims through the UInteract online portal; phone filing is via Regional Claims Centers at 800-320-2519.
File in the state where you worked, not where you live. Worked in more than one? Start with the agency where you live now.
Filing is always free. No real state or federal program charges a fee to file. If a site asks for payment, it's a scam.

How to file, step by step

1
Gather your documents (see the checklist below) before you start.
2
Go to the official state portal: uinteract.labor.mo.gov.
3
Create an account and complete any identity verification the state requires.
4
File your initial claim. For the separation reason, choose "laid off / no fault," not "fired" or "quit."
5
Then certify each week (answer the weekly questions) to keep benefits coming, and set up direct deposit.

What to have ready

Your Social Security number and a government photo ID.
Employer details for the last 18 months: each company's name, address, and your dates there.
The reason you left each job. For this one, that's "laid off / no fault," not "fired" or "quit."
Your most recent pay stubs and last year's W-2.
Bank routing + account number, if you want benefits paid by direct deposit.

Missouri unemployment FAQ

How do I file for unemployment in Missouri?

File online through Missouri Division of Employment Security (DES) at uinteract.labor.mo.gov. Have your Social Security number, photo ID, and 18 months of employer details ready, and choose "laid off / no fault" as your reason for leaving. You can also file by phone.

How much is unemployment in Missouri?

Missouri pays up to $320 per week. 4% of the average of your two highest-earning quarters, up to the cap. Figure effective July 2026; confirm your exact amount with Missouri Division of Employment Security (DES) when you file.

Does severance affect unemployment in Missouri?

Missouri does not count severance against UI at all: not reportable, no reduction (vacation, holiday, and WARN pay DO reduce benefits). File the week your job ends either way and answer the portal's questions honestly; the agency applies the rule. (Researched July 2026; confirm current treatment with Missouri Division of Employment Security (DES).)

Is there a waiting week for unemployment in Missouri?

Missouri: one unpaid waiting week. A waiting week is an unpaid first week of a claim; where it applies you still file and certify during it.

How many weeks of unemployment can I get in Missouri?

Missouri pays regular state benefits for up to 20 weeks, set by the state jobless rate. Federal extensions can change this in a downturn; confirm the current rule with Missouri Division of Employment Security (DES).

Official references

How unemployment insurance works (US DOL)
Plain-language overview of eligibility, the unpaid waiting week, and weekly certification.
Unemployment is taxable (IRS Topic 418)
Benefits count as income. Consider asking Missouri to withhold so tax time isn't a surprise.

Keep going

The unemployment guide
Waiting weeks, weekly certification, and the timing that trips people up.
Not your state? See all states
The official place to file in every other state.
Reviewed July 2026. State rules change; confirm the current waiting week and benefit weeks on the official Missouri portal (uinteract.labor.mo.gov) before you rely on them.